Eyelid surgery, or blepharoplasty, is a popular plastic surgery procedure that can revitalize and rejuvenate the area surrounding the eyes. Whether taken for aesthetic or medical reasons, eyelid surgery has the potential to seriously enhance one’s quality of life. However, like most serious medical procedures, eyelid surgery can be quite expensive to undertake. This can be especially true if one doesn’t have the proper insurance. Below we cover the top 5 tips how to budget for eyelid surgery.
Top 5 Tips How to Budget for Eyelid Surgery
If you’re interested in eyelid surgery or even already have one scheduled, then here’s a list of ways that you can start to properly budget for your own cosmetic eyelid surgery financing.
1. Find The Right Insurance
The first thing you should do is find out whether or not your insurance is able to cover your eyelid surgery procedure. If it is, then you might find yourself with a green light in terms of seeking care.
Chances are, insurance won’t opt to cover unless you can convince them that your procedure is in some way medically necessary.
This might involve a considerable amount of evidence gathering, including written statements from your physician that they consider the procedure to be medically necessary.
If you are suffering from a condition such as ptosis, which legitimately has the potential to obstruct one’s vision and cause issues medically, the chance of having your insurance approve you is significantly higher.
2. Consider Credit
Another approach you may take into account is using conventional credit cards to fund your eyelid surgery in order to lessen the financial impact of the treatment.
Traditional credit cards come in a wide variety of sizes, styles, and financing options. There’s a good possibility that if you’re over 25, you’ve dealt with one of these situations briefly at least once.
Looking at the different APRs and introductory grace periods that they provide is crucial when choosing the best credit card because of how they will affect your finances in the long run.
3. Save For Your Procedure
Perhaps the most financially responsible route towards financing your procedure is to pay for it out of pocket using your own savings.
Although it can take some time to amass enough wealth for one to actually be able to pay for a procedure using just savings, this can save one headache down the line.
Especially when the time comes when you might be having to pay creditors back for loans and credit cards, you might find yourself in a stronger position financially if you are able to just pay for the procedures using your own capital.
4. Personal Loans
Personal loans are among the most widely used methods of financing cosmetic surgery. A personal loan is a sum of money that a financial institution lends to a borrower, usually with interest added over time.
Personal loans come in a variety of forms and come in a huge range of loan amounts. The amount borrowed will probably rely on a variety of aspects of your credit history and personal finances.
For most patients, the best and simplest option to pay for surgery is to find a personal loan big enough to cover it.
5. Medical Credit Cards
Some medical facilities provide financing through medical credit cards to their patients. The purpose of medical credit cards is to assist patients in paying for their medical bills.
Many of these cards have 0% introductory APR, which can be very beneficial if you’re worried about covering the cost of your procedure out of cash.
However, after the introductory grace period is over, medical credit cards, like many other credit cards, may have high APR percentages.
Preparing For Eyelid Surgery
Asides from the financial considerations, there are other things you can do in order to prepare for your eyelid surgery.
You’ll go over much of this in your pre-surgical consultation with your physician. Some of the common suggestions that doctors give to patients include the following:
- Smoking cessation
- Lifestyle adjustments
- Adjustment of medication intake and herbal supplements
- Disclosure of your medical history and family medical history
Some of these elements, such as your family’s medical history, may have a bearing on your financial situation regarding the surgery. This is because these elements have the potential to impact the decision-making process of insurance agencies.
The Eyelid Surgery Center of Beverly Hills
Taban MD is considered to be one of the go-to’s for Southern California when patients are selecting an oculoplastic surgeon in Beverly Hills. If you’re trying to figure out how to finance your own eyelid surgery, then don’t hesitate to schedule a consultation.